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J. J. & H., Ltd. and its affiliates and subsidiaries (collectively, "The Jacobson Group") are pleased to provide you with the information, content, tools, products and services on all sites provided and maintained by The Jacobson Group (the term "site" refers to all sites provided and maintained by The Jacobson Group, as well as to the content on them). Your use of this site is subject to the Terms and Conditions. These Terms and Conditions are a binding agreement between you and The Jacobson Group. By submitting this form and using or accessing this site, you accept and agree to be bound by these Terms and Conditions, and your use of this site is governed by the version of the Terms and Conditions in effect on the date this site is accessed by you. The Jacobson Group may modify these Terms and Conditions at any time and without prior notice. These Terms and Conditions can be reviewed in their entirety here.